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Jeep Financing: Answers to Common Questions


If you’re thinking about buying a new Jeep vehicle, financing is a topic that’s likely on your mind. Whether this is your first time buying a new vehicle or you’re unsure about a specific aspect of financing, it’s completely normal to have at least a handful of questions centered around this component of buying a vehicle.

Although the best way to get all the answers is by stopping by Chapman Payson and having a chat with one of our financing specialists, we thought it would be helpful to use this blog post to share answers to the most common financing questions that we receive:

What’s the Advantage of Getting Pre-Approved for Financing?

If you’ve spent any time researching the topic of financing, you’ve probably come across the phrase pre-approved. Since this topic can found in a lot of discussions about auto financing, you may be wondering exactly what it means and why you should pursue it. In terms of what this phrase means, it’s simply a way to state that an individual who’s interested in purchasing a vehicle has qualified for a certain type of financing. And as far as why it’s something you should consider, being pre-approved can make it easier to plan out your purchase and take advantage of any available rebates.


What Factors Go Into A Vehicle Financing Decision?

Whether you’re interested in getting pre-approved or simply want to know what to expect when the time comes to discuss financing, there will be several factors that are evaluated during this process. The first is the age, type, mileage and cost of the vehicle you’re considering. The second is your personal information, including where you live, where you work, how much you make and how long you’ve been at your job. The amount you plan to put for a down payment is also taken into account. Finally, your credit history will also be looked at.

Is It Possible to Finance a Vehicle With Less Than Perfect Credit?

While your credit history is an important auto financing factor, it’s not the only piece of criteria that is evaluated. As a result, even if you don’t have perfect credit, it can still be possible to get the vehicle you want. For example, if you hit a rough patch a few years ago but now have a stable job with a good income, you should be able to work out a financing deal that you can feel good about.

Now that you know more about what to expect from the Jeep financing process, don’t hesitate to contact us to discuss this subject in detail. You can also stop by during our regular business hours to have a 1-on-1 chat about financing your next vehicle.

Dodge Auto Parts: The Most Common Repairs


One of the simplest ways to protect the value of your car is to take care of repairs in a timely manner. While some repairs only require a technician’s labor, the majority involve having at least one part replaced. Since you want your car to run properly and to also maintain its maximum value, it’s important to use Dodge parts and accessories for your replacement. Having your vehicle serviced by a certified dealer is the best way to ensure thatGenuine Dodge auto parts are always used during repairs.

Because there are a variety of issues that can come up over time with any vehicle that’s driven on a regular basis, let’s take a look at the most common repairs involving a replacement auto part:

Headlight Components

There are two main reasons why a vehicle may need one or more headlight components replaced. The first is if there’s an issue that causes a component to burn out or stop functioning properly. The other potential cause is physical damage to this area. Even if it’s a minor fender bender or bumping an object like a tree, this type of impact may require at least one new Dodge part to properly fix the issue.


Door Handles and/or Locks

One reason that a vehicle’s door handle and/or lock may need to be replaced is if someone attempts to break into a vehicle. There’s always the possibility of this component being jerked so hard that it gets damaged. Regardless of the cause behind the need for a replacement, the good news is having a handle and/or lock replaced with genuine Dodge parts means the vehicle will retain its full value. It also means that you can be confident that your vehicle will remain 100% secure.


In order for a vehicle to run properly, there are a variety of different sensors that collect and share information. If any of these sensors start to malfunction, it can lead to a variety of complications. While that doesn’t sound very enjoyable, the good news is it’s easy for a trained Dodge technician to replace the sensor. By using an actual Dodge sensor as the replacement, you won’t have to be concerned about encountering any unexpected complications in the short or long term.

Since getting your vehicle looked at and serviced in a timely manner is the best way to avoid more complicated problems, if you have reason to believe that anything needs to be done to your vehicle, right now is the ideal time to schedule a service appointment at Chapman Payson Auto Center.

How To Stay Safe On The Road This Thanksgiving

Now that Thanksgiving is exactly one month away, millions of Americans are making their plans for this special holiday. Although it may be hard to believe just how many people across the US hit the road to go see their loved ones, AAA estimates that over 42 million Americans will drive at least 50 miles away from home over the course of the long Thanksgiving holiday.

Whether you’re planning to visit relatives within the state of Arizona or are driving to another state to enjoy time with your family, Chapman Payson wants you to be safe during your Thanksgiving travels. Since traffic is heavier during this holiday, many people are driving longer than they normally do and the weather can be less cooperative than it would be during the warmer months of the year, there are some important things to do and remember in order to stay safe on the road.


Here’s exactly what you should do before and during your holiday drive to ensure you reach your destination safely:

Have Your Car Checked and Serviced

If it’s getting close to time for you to have an oil change, get it done at Payson Auto Center now to avoid the rush that always comes right before Thanksgiving. Not only will the oil change be a task you can check off your to-do list, but bringing your vehicle in will give us a chance to check it and alert you to any issues that should be fixed prior to your longer Thanksgiving drive.

Texting Can Wait

Although you should always avoid texting while driving, it’s especially important during a longer drive in heavier holiday traffic. If you’re driving by yourself, let those closest to you know that you’ll update them when you pull over for gas. And if anyone else is riding with you, you can put them in charge of all texting.


Give Yourself Plenty of Time

Whether traffic slows down because of bad weather or a wreck, delays on the road are very common during holidays. To avoid getting stressed or feeling the need to rush, be sure to add a buffer when you’re calculating how long your trip is going to take. With this approach, the worst case scenario is you’ll arrive a little early and have to sneak a few tasty bites from the kitchen as Thanksgiving dinner is being prepared.

Make Child and Pet Gear Easy to Access

If you’re traveling with children or pets, make sure their gear is easy to access. Just remember that if you do need to grab anything for them, it’s always best to pull over instead of trying to reach around while driving.

By following all of the above steps, you can minimize the stress of a Thanksgiving road trip and focus all of your energy on enjoying this special day with the people who matter most to you.

Say Hello to the 2015 Dodge Charger


With upgraded electronics, a V8 transmission upgrade, new shifter and much more, the 2015 Dodge Charger is ready to make a big statement. This awesome vehicle will be available in SE, SXT and R/T. The dramatically upgraded SE features a V6, as does the SXT. And for drivers looking for maximum power, the V8 R/T delivers in a big way.

What to Expect From The 2015 Dodge Charger

Regardless of which model you decide is right for you, there are a lot of great features that you will be able to enjoy as you’re behind the wheel. The first is a new electric power steering system that’s mounted on the steering column. Because this new system modulates power assistance based on current conditions, it can increase efficiency by as much as three percent.

The next notable feature of the 2015 Dodge Charger is it has new axles and housings made from cast aluminum. Because these elements are now made from cast aluminum instead of steel, it reduces the vehicle’s overall weight. On the inside of the car is a 7” driver information display. This provides drivers with a wealth of information, including turn-by-turn navigation, warning messages, fuel economy and tire pressure. It can also help guide a driver whenever they need to parallel park.


A Great New Look

When you see this new vehicle at Chapman Payson for the first time, you are going to be very impressed with how it looks. While the Charger has always been a vehicle that stands out on the road, there are many new style elements that make the 2015 even more stunning. The spoiler, front doors, tail lamps, headlamps, fenders and hoods have all been changed. As the designers responsible for this vehicle stated in an official press release, all of the changes add up to an awesome vehicle with “cleaner lines to create a sleek, chiseled, nimble and lighter visual weight.” Long-time fans of the Charger will likely notice the inspiration that was drawn from the 1969 model.

Although the 2015 Charger was inspired by a classic, it’s anything but dated. On the contrary, its exterior features some of the most cutting-edge elements on the road. With LED turn signals, crosshair grille and blacked-out graphics on the front of the car, there’s no question that the 2015 Charger is setting the modern standard that all other vehicles will try to reach.

Lots of Awesome Color Choices Inside and Out

Choosing the color of your car is the best way to make it really feel like your own. And with this 2015 vehicle, there’s no shortage of available options. On the outside, drivers can choose Bright White, Ivory Tri-Coat Pearl, Billet Silver Metallic, Jazz Blue or several other striking colors.

And on the inside, available trims include Black & Ruby, Black & Pearl or Black & Tungsten. While the color choices are completely up to you, one thing you can be sure of with any color is you will be the envy of everyone else on the road!

The 2015 Jeep Renegade and Its Off Road Capabilities

The 2015 Jeep Renegade

The 2015 Jeep Renegade

The all-new Jeep Renegade is the perfect vehicle for people who want a vehicle that can go off road like the Jeep Wrangler but still looks and feels like a city dwelling SUV like the dominant Jeep Grand Cherokee. The Renegade’s ultra-compact size make it perfect for the city streets and it’s beastly off road capabilities make it perfect for everywhere else. The Renegade has more custom options than most other vehicles on the road which make it easy for a buyer to tailor it to their personal needs. It also comes in a Trailhawk edition that steps up the already great off road capabilities of the Renegade. The Jeep Renegade Trailhawk has a taller ride-height, lower gearing for better hill climbing and 17-inch wheels.

The Renegade is best described as a crossover vehicle because it is smaller than a common SUV but is larger and much more rugged than a common sedan. The Renegade is a front wheel drive vehicle but it comes with a full time 4×4 setting known as Jeep Active Drive. All 4-wheel drive models have Selec-Terrain settings that optimize traction for sand, snow, rock climbing and mud. The Renegade will be offered with various four-cylinder engines. It will have choices of a 1.4-liter turbo or a naturally aspirated 2.4-liter with about 160 and 180 horsepower respectively. The 1.4-liter comes only with a 6-speed manual transmission and the 2.4-liter comes with a 9-speed automatic.

The Renegade is the smallest of the new Jeep models but has many off the same luxuries as all the others. It will have a smart phone integrated infotainment system with a touch screen, a rear view camera, forward collision warning, rear cross-traffic alert, blind spot monitoring, lane departure warning and dual sunroofs like the new Wranglers. For more information visit Chapman Payson.