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How To Stay Safe On The Road This Thanksgiving

Now that Thanksgiving is exactly one month away, millions of Americans are making their plans for this special holiday. Although it may be hard to believe just how many people across the US hit the road to go see their loved ones, AAA estimates that over 42 million Americans will drive at least 50 miles away from home over the course of the long Thanksgiving holiday.

Whether you’re planning to visit relatives within the state of Arizona or are driving to another state to enjoy time with your family, Chapman Payson wants you to be safe during your Thanksgiving travels. Since traffic is heavier during this holiday, many people are driving longer than they normally do and the weather can be less cooperative than it would be during the warmer months of the year, there are some important things to do and remember in order to stay safe on the road.

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Here’s exactly what you should do before and during your holiday drive to ensure you reach your destination safely:

Have Your Car Checked and Serviced

If it’s getting close to time for you to have an oil change, get it done at Payson Auto Center now to avoid the rush that always comes right before Thanksgiving. Not only will the oil change be a task you can check off your to-do list, but bringing your vehicle in will give us a chance to check it and alert you to any issues that should be fixed prior to your longer Thanksgiving drive.

Texting Can Wait

Although you should always avoid texting while driving, it’s especially important during a longer drive in heavier holiday traffic. If you’re driving by yourself, let those closest to you know that you’ll update them when you pull over for gas. And if anyone else is riding with you, you can put them in charge of all texting.

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Give Yourself Plenty of Time

Whether traffic slows down because of bad weather or a wreck, delays on the road are very common during holidays. To avoid getting stressed or feeling the need to rush, be sure to add a buffer when you’re calculating how long your trip is going to take. With this approach, the worst case scenario is you’ll arrive a little early and have to sneak a few tasty bites from the kitchen as Thanksgiving dinner is being prepared.

Make Child and Pet Gear Easy to Access

If you’re traveling with children or pets, make sure their gear is easy to access. Just remember that if you do need to grab anything for them, it’s always best to pull over instead of trying to reach around while driving.

By following all of the above steps, you can minimize the stress of a Thanksgiving road trip and focus all of your energy on enjoying this special day with the people who matter most to you.

Say Hello to the 2015 Dodge Charger

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With upgraded electronics, a V8 transmission upgrade, new shifter and much more, the 2015 Dodge Charger is ready to make a big statement. This awesome vehicle will be available in SE, SXT and R/T. The dramatically upgraded SE features a V6, as does the SXT. And for drivers looking for maximum power, the V8 R/T delivers in a big way.

What to Expect From The 2015 Dodge Charger

Regardless of which model you decide is right for you, there are a lot of great features that you will be able to enjoy as you’re behind the wheel. The first is a new electric power steering system that’s mounted on the steering column. Because this new system modulates power assistance based on current conditions, it can increase efficiency by as much as three percent.

The next notable feature of the 2015 Dodge Charger is it has new axles and housings made from cast aluminum. Because these elements are now made from cast aluminum instead of steel, it reduces the vehicle’s overall weight. On the inside of the car is a 7” driver information display. This provides drivers with a wealth of information, including turn-by-turn navigation, warning messages, fuel economy and tire pressure. It can also help guide a driver whenever they need to parallel park.

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A Great New Look

When you see this new vehicle at Chapman Payson for the first time, you are going to be very impressed with how it looks. While the Charger has always been a vehicle that stands out on the road, there are many new style elements that make the 2015 even more stunning. The spoiler, front doors, tail lamps, headlamps, fenders and hoods have all been changed. As the designers responsible for this vehicle stated in an official press release, all of the changes add up to an awesome vehicle with “cleaner lines to create a sleek, chiseled, nimble and lighter visual weight.” Long-time fans of the Charger will likely notice the inspiration that was drawn from the 1969 model.

Although the 2015 Charger was inspired by a classic, it’s anything but dated. On the contrary, its exterior features some of the most cutting-edge elements on the road. With LED turn signals, crosshair grille and blacked-out graphics on the front of the car, there’s no question that the 2015 Charger is setting the modern standard that all other vehicles will try to reach.

Lots of Awesome Color Choices Inside and Out

Choosing the color of your car is the best way to make it really feel like your own. And with this 2015 vehicle, there’s no shortage of available options. On the outside, drivers can choose Bright White, Ivory Tri-Coat Pearl, Billet Silver Metallic, Jazz Blue or several other striking colors.

And on the inside, available trims include Black & Ruby, Black & Pearl or Black & Tungsten. While the color choices are completely up to you, one thing you can be sure of with any color is you will be the envy of everyone else on the road!

The 2015 Jeep Renegade and Its Off Road Capabilities

The 2015 Jeep Renegade

The 2015 Jeep Renegade

The all-new Jeep Renegade is the perfect vehicle for people who want a vehicle that can go off road like the Jeep Wrangler but still looks and feels like a city dwelling SUV like the dominant Jeep Grand Cherokee. The Renegade’s ultra-compact size make it perfect for the city streets and it’s beastly off road capabilities make it perfect for everywhere else. The Renegade has more custom options than most other vehicles on the road which make it easy for a buyer to tailor it to their personal needs. It also comes in a Trailhawk edition that steps up the already great off road capabilities of the Renegade. The Jeep Renegade Trailhawk has a taller ride-height, lower gearing for better hill climbing and 17-inch wheels.

The Renegade is best described as a crossover vehicle because it is smaller than a common SUV but is larger and much more rugged than a common sedan. The Renegade is a front wheel drive vehicle but it comes with a full time 4×4 setting known as Jeep Active Drive. All 4-wheel drive models have Selec-Terrain settings that optimize traction for sand, snow, rock climbing and mud. The Renegade will be offered with various four-cylinder engines. It will have choices of a 1.4-liter turbo or a naturally aspirated 2.4-liter with about 160 and 180 horsepower respectively. The 1.4-liter comes only with a 6-speed manual transmission and the 2.4-liter comes with a 9-speed automatic.

The Renegade is the smallest of the new Jeep models but has many off the same luxuries as all the others. It will have a smart phone integrated infotainment system with a touch screen, a rear view camera, forward collision warning, rear cross-traffic alert, blind spot monitoring, lane departure warning and dual sunroofs like the new Wranglers. For more information visit Chapman Payson.

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Buying a new car is an exciting time. Buyers spend time thinking about what make and model they’d like, which color they will pick, and which options they will add to make their new car their own. One thing they might not have been as excited about is actually paying for that new car! If they are new to credit or has poor credit scores, they may be looking to you – a parent, sibling, friend or significant other – to co-sign their auto loan. Here’s what you need to know before you sign on the dotted line.

Risk versus reward
When you co-sign on a loan, you’re accepting all of the risk of the auto loan. The buyer will drive and use the vehicle and presumably will make monthly payments on time. These payments will offer slight benefit to your credit score, but on the flip side, missed or late payments will lower your score.

Impact on your scores
Know that how this auto loan is paid back will affect your credit score. Similarly, co-signing an auto loan may make it harder to apply for other loans you need. If you have too many loans out in your name, loans are more difficult to get. If you agree to co-sign, make sure you won’t be applying for other new lines of credit for at least 12 months.

Talk budget
Use the opportunity to ensure your excited buyer has truly thought through the complete costs of car ownership. Financial expert Suze Orman recommends taking into account all costs associated with vehicle ownership before heading to the dealership. Make sure your buyer has considered gas, insurance, maintenance and repairs in addition to the monthly car payment.

Dave Ramsey, another well-known financial expert, suggests that the sum total of all your vehicles (cars, jet skis, motorcycles, etc) should not exceed 50% of your annual income. Because vehicles depreciate at a relatively fast rate, this practice keeps a budget in check.

Get pre-approved
Research available lenders and their rates. Your local bank or credit union likely offers auto loans. This doesn’t require you to borrow from them, but does give you options and knowledge of the rate market.

Pick the right vehicle
Choosing a certified pre-owned car is an ideal way for first-time buyers to get a great value. These cars are inspected and usually have limited warranties, so you know the buyer is getting a vehicle that performs well. Knowing the car’s history also helps you more accurately plan for maintenance and repair costs.

Watch loan length
Some buyers finance vehicles for six, seven, even eight years. This puts buyers in a better place financially month-to-month, but draws the lower payments out over the long term. Orman suggests keeping loan length to three years or less to be sure you can truly afford that vehicle.

At Chapman Payson, we’re eager to help you find the right new or certified pre-owned car that fits your lifestyle and your budget!

A Warranty And Your Jeep

A Warranty and Your Jeep

A vehicle warranty is always sticky business. There is always a myriad of legalese, fine print and sales gentlemen trying to get you to buy the extended warranty your crazy uncle warned you about. When you buy a vehicle that begs for modifications, like most Jeep products—for the most part, you are playing a very dangerous game with your warranty when you take it off-road.

Yes, Jeep understands what it builds and what people do with it. Jeep knows they build vehicles that will go places man should not oft venture, yet the company also understands that it cannot be caught shelling out thousands of dollars day after day for questionable repairs. If your dealership won’t cover the repair costs, check out a secondary dealership like Chapman Payson and see what they have to offer.

It is a catch 22 of sorts for the company, and many of these warranty repairs will come down to individual dealerships—which is far from fair, but the world we live in. Granted, Mopar has an approved and warrantied line of parts for Jeeps, including lift kits, bumpers, axles and other great parts.

Once you get the list of approved parts, ask your service advisor what modifications can be made that will not void your warranty. Develop a relationship with your local Jeep dealership. This way, you have an advocate on your behalf on the inside to defend your modifications if any conflict arises.

One safe way to guarantee that you don’t void your warranty is to just wait until the 3-year/36,000-mile warranty has expired, then you are guaranteed to get the problems you need fixed if anything was to occur without fear of having a voided warranty.

Understandably, Jeep has written itself some protection in the warranty manual. In a section entitled “What’s Not Covered,” it excludes warranty coverage for “conditions resulting from anything impacting the vehicle” plus damage caused by “abuse or negligence” and “misuse — for example, driving over curbs or overloading.”

This is where it comes down to the individual dealership and how they determine the damage was done. If they say it was caused by abuse, negligence or misuse, you won’t have a leg to stand on when asking to repair the damage under warranty.

If you want to be sure, talk to your service department, and see what they recommend you do when taking your Jeep off-road, or when you modify it. What they say isn’t a binding contract, but will give you good grounds to start your adventure on.

Dealing with fixing repairs under warranty is never fun…never something we want to do, but at times it is necessary. It never hurts to ask, and if your dealership says no to any warranty repairs, you can always check out the Payson Auto Center for more information.